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Decide-in needed. Account need to have initial eligible direct deposits, has to be in superior standing and possess an activated chip-enabled debit card to opt-in. Ongoing eligible direct deposits and also other standards utilize to take care of eligibility for overdraft security. Only debit card purchase transactions are eligible for overdraft security and overdrafts are compensated at our discretion. We reserve the right not to pay overdrafts. For instance, we may not pay overdrafts In the event the account is just not in good standing, or just isn't acquiring ongoing eligible direct deposits, or has too many overdrafts.

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